# what steps can an individual take to improve a credit score

Improving Your Credit Score Without Gimmicks » Chat boards and websites are filled with tricks and gimmicks to improve your credit score, but those workarounds are not really necessary. Cbsnews.com

A Beginner's Guide to Traveling on Points and Miles - NerdWallet » In this beginners guide, we show you the basics of miles and points (or “travel rewards”), including the best ways to earn and redeem credit card rewards. Nerdwallet.com

Faculty Handbook Section 6 | Washburn University » Washburn Faculty Handbook Section 6 Washburn.edu

What is considered a bad credit score — and how you can improve your credit » CNBC Select explains what range is considered to be a bad credit score, how to get a free credit report, and how to improve your credit score fast. Cnbc.com

My credit application was denied because of my credit report. What can I do? | Consumer Financial Protection Bureau » If you were turned down for a loan or a line of credit, the lender is required to give you a list of the main reasons for its decision or a notice telling you how to get the main reasons. Consumerfinance.gov